Risk Management


FINRA New York

News Brief

Drexel Hamilton to pay $1.1M, four employees fined for ‘flipping’ municipal bonds

2024-11-19T21:05:00+00:00

New York-based investment firm Drexel Hamilton will pay more than $1.1 million in penalties, with four current and former employees paying fines as well over committing hundreds of violations of rules regarding the sale of municipal bonds.

iran_sanctions_web

News Brief

MetLife subsidiary fined $178K by OFAC for issuing premiums to Iran-controlled entities

2024-11-18T20:43:00+00:00By

A subsidiary of MetLife will pay more than $178,000 for violating U.S. sanctions on Iran when it provided insurance policies to entities in the United Arab Emirates owned or controlled by Iran.

Yasmine Abdillahi Headshot web

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How compliance monitoring can create a stronger foundation for AI, emerging technologies

2024-11-15T13:00:00+00:00By Yasmine Abdillahi, CW guest columnist

The era of artificial intelligence adoption is testing the old ways of doing compliance, underscoring the need for continuous monitoring. Compliance isn’t a one-and-done activity, but sometimes organizational incentives and goals fail to prioritize the importance of this.

Meta building

News Brief

European Commission accuses Meta of anticompetive practices, issues $841M fine

2024-11-14T21:07:00+00:00By

Meta, the parent company of Facebook, has been fined nearly 798 million euros (U.S. $841 million) by the European Commission to resolve the agency’s long-running investigation into alleged “abusive practices” by Facebook Marketplace.

Deforestation

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EU Deforestation Directive delayed, experts advise compliance managers to not rest on laurels

2024-11-14T15:50:00+00:00By

If your business uses leather, rubber, wood, beef, palm oil, soy, or paper, then you may need to comply with the EU Deforestation Directive, a new rule intended to ensure that no goods traded in the EU contribute to global deforestation.

paragon_systems_web

News Brief

DOJ orders Paragon Systems, subsidiary to pay $54M over front company contracts scheme

2024-11-13T18:21:00+00:00By

Paragon Systems, a Virginia-based security contractor, and a subsidiary will pay nearly $54 million to resolve allegations that its corporate executives–including its compliance manager–conspired to win Department of Homeland Security contracts by creating fraudulent small business front companies.

SEC office

News Brief

SEC orders Invesco to pay $17.5M over misleading investors about ESG assets

2024-11-11T15:42:00+00:00By

Invesco Advisors agreed to pay $17.5 million to the Securities and Exchange Commission to settle allegations that the company misled investors about the extent of its assets that included environmental, social, and governance factors.

aaron mind graphic

Survey

Annual survey: Help us get ‘Inside the Mind of the CCO’

2024-11-11T03:51:00+00:00By

Compliance Week’s sixth annual “Inside the Mind” survey seeks to discover what makes CCOs and other risk and compliance practitioners tick. Take 10 minutes to share your experiences and be part of our special report.

russia-final

News Brief

U.K. sanctions 56 entities connected to Russia’s 'war machine'

2024-11-08T14:43:00+00:00By

The U.K. has issued 56 new sanctions against entities and individuals involved with Russia’s war effort, including several private mercenary groups operating in Africa that are connected to the Kremlin.

Morgan Stanley3

News Brief

FINRA fines Morgan Stanley $1M for alleged documentation failures

2024-11-06T21:36:00+00:00By

The Financial Industry Regulatory Authority fined broker-dealer Morgan Stanley $1 million over alleged documentation failures related to risk management controls and supervisory procedures involving violations of the Market Access Rule.

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Resource

White paper: Constructing a Cohesive Cybersecurity Foundation

2024-11-06T17:05:00+00:00Provided by

The individual requirements for your security and risk operations are increasingly complex—and interconnected. Yet despite this increased interconnectivity, many organizations still manage their security operations (SecOps) and integrated risk management (IRM) functions in silos.

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Webcast

CPE Webcast: Compliant First AI: Risk Management Best Practices for Financial Institutions in 2025

2024-11-05T14:00:00+00:00Provided by

Attend this Compliance Week webinar to synthesize the current ”state-of-play” for current and proposed rules for the ethical and responsible use of AI in financial services settings.

Meta building

News Brief

Meta discloses potential CFPB lawsuit following probe into advertising, disclosure practices

2024-11-04T14:44:00+00:00By

Meta disclosed in a public filing that an investigation by the Consumer Financial Protection Bureau related to financial product advertising on platforms Instagram and WhatsApp may lead to a lawsuit.

Vote

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Election rules aimed to curb AI misuse may serve as regulatory warning for all advertisers

2024-11-04T14:28:00+00:00By

With the presidential election this week, one fear has remained on the minds of voters regardless of their political stripe–that artificial intelligence will be misused to change the outcome of the race.

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Meta-backed EU appeals body facing conflicts of interest concerns

2024-11-01T19:00:00+00:00By

Ireland’s cozy relationship with big business and Big Tech has once again come under scrutiny after the country’s media regulator allowed a $15 million one-off funding payment from Meta’s Oversight Board Trust to help launch the newly formed Appeal Centre Europe.

JPMorgan Chase

News Brief

JPMorgan Chase to pay $151M in penalties, restitution to settle disclosure lapses

2024-11-01T15:40:00+00:00By

Two affiliates of JPMorgan Chase have agreed to pay $151 million to settle five separate enforcement actions for making misleading disclosures, breaching fiduciary duties, and other failures related to investors.

AI_Compliance_11

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Keys to a successful GenAI use policy: Clear roles, training, vendor management

2024-10-18T12:00:00+01:00By

For all the hype surrounding generative artificial intelligence, the technology has been met with a healthy skepticism in the compliance community. Compliance practitioners want to know: Is it safe? Can it be deployed ethically? Are the risks greater than the rewards? And what should an AI acceptable use policy contain?

Raytheon

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Raytheon parent RTX settles false claims, defective pricing, Qatar FCPA violations for $950M

2024-10-17T17:01:00+01:00By

The other shoe finally dropped for Raytheon and parent company RTX, as two U.S. regulators announced nearly $1 billion in penalties to settle defective pricing in defense contracts, false claims related to inflated prices on government contracts, and bribes paid to government officials in Qatar that violated the FCPA.

AI Act

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Pace of innovation will make EU AI Act hard to enforce, experts say

2024-10-17T16:22:00+01:00By

Concerns about how robustly European member states may enforce the EU AI Act, which took effect on Aug. 1, are divided between if regulators will take a “light touch” approach or a sledgehammer for noncompliance. One thing’s for sure, the pace of AI innovation will make enforcement very difficult.

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Event

Photo gallery: Compliance Week Europe 2024

2024-10-15T20:40:00+01:00By

Compliance Week Europe, held Oct. 15-16 in Amsterdam in partnership with our sister organization the Internation Compliance Association, gathered more than 200 GRC professionals across industries. Check out some of the sights from the event.

AI_data_privacy

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Control and delete: How regulators can shutdown companies’ AI investments

2024-10-11T19:20:00+01:00By

Companies are increasingly putting their faith in AI to realize the kind of business benefits that the technology seems to promise, but they are also opening themselves up to new and potentially crippling sanctions if they are unable to answer questions that surround how AI operates.

SEC office

News Brief

SEC penalizes Rimar CEO, holding company board member $524K total for ‘AI washing’

2024-10-11T13:44:00+01:00By

The Securities and Exchange Commission ordered the owner of Rimar Capital and a board member of its holding company to pay nearly $524,000 in penalties for defrauding investors with false and misleading statements about its use of artificial intelligence.

TD Bank

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TD Bank fined nearly $3.1B by U.S. regulators for AML compliance failures

2024-10-11T13:44:00+01:00By

TD Bank will pay nearly $3.1 billion in penalties to four U.S. regulators to settle charges that it “chose profits over compliance” when it allowed three money laundering networks to filter more than $670 million in dirty money through the company.

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Event

Photo gallery: Compliance Week AI & Compliance Summit

2024-10-09T15:08:00+01:00By

Compliance Week’s AI & Compliance Summit, held Oct. 8-9 at Boston University, gathered business leaders, academics, and government officials to discuss some of the biggest questions around AI, including business adoption standards, ethical guardrails, and its application in decision making. Check out some of the sights from the summit.

american_water_web

News Brief

American Water Works discloses probe into cybersecurity breach

2024-10-08T14:13:00+01:00By

American Water Works Company, which supplies drinking water and wastewater to 14 million customers, disclosed a breach of its computer networks and system due to a cybersecurity incident.

Apple_Intelligence

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Companies are slowing AI launches in Europe, some say European Union regulations are why

2024-10-08T13:03:00+01:00By

The European Union’s Digital Markets Act is forcing many Big Tech companies to postpone the launch of artificial intelligence-powered features, like Apple Intelligence, over user privacy and data security concerns.

UK_Sanctions_web

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New U.K. enforcement body piles pressure on sanctions evaders

2024-10-03T16:02:00+01:00By

Global sanctions rules are increasing rapidly, as are tools to detect and punish those who break them. In response, the U.K. government is creating a new Office of Trade Sanctions Implementation to investigate and penalize those who break sanctions rules.

T-Mobile

News Brief

T-Mobile reaches $31.5M settlement with FCC over multiple data breaches

2024-10-03T12:00:00+01:00By

T-Mobile, which experienced three huge data breaches in the past three years, agreed to pay $31.5 million in penalties and remediation for failing to protect millions of its customers’ personal information as part of a settlement with the Federal Communications Commission.

Starling_Bank_Web

News Brief

Starling Bank fined $38.5M for repeatedly onboarding high-risk customers

2024-10-02T18:22:00+01:00By

The U.K.’s Financial Conduct Authority fined Starling Bank, Britain’s first digital bank, nearly 29 million pounds (U.S. $38.5 million) for repeated failures related to onboarding high-risk customers.

TD Bank

News Brief

TD Bank unit to pay $28M in penalties for failing to properly supervise rogue trader

2024-10-01T15:38:00+01:00By

Broker-dealer TD Securities failed to prevent a trader from placing and then withdrawing thousands of false trades over the course of a year in part because its compliance department failed to follow up on red flags generated by the illegal trades, three regulators said.

Merrill Lynch sign

News Brief

FINRA fines Merrill Lynch, BofA Securities $2.3M for reporting, registration failures

2024-10-01T15:36:00+01:00By

The Financial Industry Regulatory Authority issued two separate fines against Merrill Lynch and BofA Securities totaling nearly $2.3 million for reporting violations and failing to timely file amendments on registration forms for their registered representatives.

Pharmaceuticals

News Brief

Cassava Sciences settles with SEC for $40M over skewed Alzheimer’s drug data

2024-09-27T18:00:00+01:00By

A former Alzheimer’s researcher manipulated the results of a Cassava Sciences drug, with the pharmaceutical company and its former chief executive reaching a $40 million settlement with the Securities and Exchange Commission over allegedly misleading the public.

AI_moneybag

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AI misuse could lead to sanctions from multiple regulators, experts warn

2024-09-27T16:22:00+01:00By

The proliferation of AI, as well as the promised business cases promoting its use, has led companies around the world to quickly invest in the technology. Executives hope these AI tools will improve efficiencies, reduce costs, and help them stay competitive. But it could lead to just the opposite.

AI_White_House_Web

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AI and government: How Trump or Harris presidency will differ on policy, regulation

2024-09-25T13:21:00+01:00By

AI may be one of the hottest things in the business world but former President Donald Trump and Vice President Kamala Harris haven’t devoted much time to discussing the technology. Still, each candidate has offered a few clues as to how they would govern over this next wave of innovation.

off_channel_comm_web

News Brief

Regs levy $120M in fines over off-channel comms with two firms avoiding penalties

2024-09-24T15:31:00+01:00By

Regulators continue to hammer firms with fines for violating rules regarding the use of unapproved communication methods by employees, issuing $120 million in fines this week. And for the first time, two firms were not fined because they self-reported their violations.

Deloitte

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Deloitte survey: AI adoption raising concerns about trust, reputational damage, ethics

2024-09-24T13:10:00+01:00By

As the artificial intelligence boom sweeps into the business world, employees are increasingly concerned about ethics questions and data privacy, a new Deloitte survey found, leading them to increasingly lose trust in their organizations.

Audit

News Brief

Prager Metis agrees to pay $2M over failed audits, including FTX

2024-09-19T15:59:00+01:00By

Waves of fallout from the collapse of cryptocurrency trading platform FTX continue to ripple, as accounting firm Prager Metis has learned.

SEC building

News Brief

SEC fines First Horizon $325K for RegBI violations caused by merger

2024-09-18T18:53:00+01:00By

First Horizon Advisors will pay a $325,000 fine to settle allegations from the Securities and Exchange Commission that it violated Regulation Best Interest in part due to issues with incorporating a merged firms’ accounts into its systems.

FDIC

Premium

Bank mergers will receive more antitrust scrutiny under new FDIC rule

2024-09-18T13:42:00+01:00By

Federal banking regulators approved a new rule for bank mergers that will require additional scrutiny of mergers for antitrust issues for large and mid-sized banks.

Walgreens_Rx_web

News Brief

DOJ orders Walgreens to pay $107M for fraudulent claims caused by Rx ‘software error’

2024-09-17T16:25:00+01:00By

Walgreens agreed to pay nearly $107 million to resolve allegations, first brought by two whisteblowers, that it improperly billed federal healthcare programs for prescriptions that were never picked up or delivered.

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Premium

‘Tick-box’ training leads to tragic outcome in Costa Coffee allergen case

2024-09-17T16:16:00+01:00By

Company training has always been equal parts important and annoying. But a recent inquest found some eLearning courses fail to warn companies when employees struggle through education and testing. For 13-year-old Hannah Jacobs, the consequences ended with her death.

Wells Fargo bank

News Brief

FINRA fines Wells Fargo unit $3M for repeatedly pushing ‘unsuitable’ investments

2024-09-17T14:27:00+01:00By

A Wells Fargo subsidiary will pay nearly $3 million to settle allegations that it failed to properly supervise an employee attempting to sell unsuitable investment products to retail investors–the fifth time it has been penalized for similar supervisory failings since 2020.

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Webcast

CPE Webcast: Extra guac, extra insights: How to engage learners on a Chipotle burrito budget

2024-09-17T14:00:00+01:00Provided by

When Chipotle began to strengthen their E&C program in 2020, they were met with a lot of resistance to traditional compliance training.

PwC building

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Chinese regulators impose six-month ban, $62M fine on PwC’s China unit

2024-09-16T19:45:00+01:00By

Chinese authorities banned PwC’s Chinese unit from performing audits in the country for six months, labeling the subsidiary’s flawed audit work as complicit in the failure of giant property developer Evergrande.

Wells Fargo NY

News Brief

Wells Fargo agrees with OCC to shore up BSA/AML, sanctions program deficiencies

2024-09-13T15:37:00+01:00By

The Treasury Department’s Office of the Comptroller of the Currency ordered Wells Fargo to make “comprehensive corrective actions” to its Bank Secrecy Act/anti-money laundering and U.S. sanctions programs, along with receive permission from the OCC to offer new products and services or enter new geographic markets with “medium or high” ...

JPMorgan Chase

News Brief

FINRA dings JPMorgan Securities $190K over registration, supervision failures

2024-09-12T15:11:00+01:00By

The Financial Industry Regulatory Authority fined JPMorgan Securities $190,000 for unregistered investment banking activities and not having a supervisory system reasonably designed to achieve compliance with FINRA registration requirements.

Commerce Department

News Brief

Commerce Dept. unveils new supply chain risk assessment tool

2024-09-11T15:18:00+01:00By

The U.S. Department of Commerce unveiled a diagnostic supply chain risk assessment tool, which will “utilize a comprehensive set of indicators to assess structural supply chain risk across the U.S. economy,” the agency said.

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Webcast

Webcast: Five automation trends to modernize InfoSec compliance

2024-09-10T14:00:00+01:00Provided by

In this session, we’ll introduce a new approach to enterprise-wide program development and automation that can meet the modern complexity of businesses today.

U.K. money laundering

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Experts warn U.K. money laundering cases to ‘significantly increase’

2024-09-06T12:00:00+01:00By

The U.K. has an ongoing problem with money laundering, but recent changes to economic crime law and corporate registration requirements could bring more cases to court, according to consultancy KPMG.

Ruchi Kumar Web

Premium

Strengthening BSA/AML defenses: Critical role of ERTs in modern day compliance

2024-09-04T14:15:00+01:00By Ruchi Kumar, CW guest columnist

Enforcement actions in the first half of of 2024 by the Treasury Department’s Financial Crimes Enforcement Network highlight the importance of proactive measures in Bank Secrecy Act compliance rather than just being compliant.