Regulatory Policy


Fake_Reviews_web

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U.K. competition and markets regulator wields new power to combat fake online reviews

2025-02-24T15:41:00+00:00By

Fake reviews of products and services are a global phenomenon, but regulators in the U.K. are beginning to use newly expanded powers to protect buyers and honest competitors following a recent crackdown by U.S. authorities.

CFPB

News Brief

Trump’s actions against CFPB will ‘significantly harm consumers,’ coalition of 23 AGs warn

2025-02-21T18:43:00+00:00By

Twenty-three attorneys general from across the country are warning that President Donald Trump’s efforts to defund and disband the Consumer Financial Protection Bureau would “significantly harm consumers” and “reduce oversight of big banks.”

FinCEN

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FinCEN issues new beneficial ownership information compliance date, but experts say unlikely to hold

2025-02-20T20:24:00+00:00By

Uncertainty continues to swirl around a requirement that small businesses and foreign entities file beneficial ownership information with the U.S. Treasury Department.

AdobeStock_324285104

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DEI programs are under attack. Compliance should help plan what comes next

2025-02-18T19:25:00+00:00By

U.S. President Donald Trump has proven himself to be a chaos agent in the opening weeks of his second term, firing federal workers, shuttering agencies, and issuing executive orders that attempt to upend policies and laws he doesn’t like.

Forced labor hands

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U.K. Employment Rights Bill promises to thwart forced labor through new consolidated regulator

2025-02-14T19:17:00+00:00By

For the past decade, the United Kingdom has tried to make companies more directly accountable for forced labor in their supply chains. But lawyers warn that the government’s latest plans to beef up protections against worker violations risk being heavily watered down and poorly policed by regulators.

HHS

News Brief

Senate votes along party lines to confirm RFK Jr. as secretary of HHS

2025-02-13T19:07:00+00:00By

The U.S. Senate has approved Robert F. Kennedy, Jr. to lead the Department of Health and Human Services, placing President Donald Trump’s controversial pick at the helm of a $1.7 trillion department in transition.

Bribery

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Trump has called for a six-month ban on FCPA enforcement. How should compliance respond?

2025-02-13T15:50:00+00:00By

With a six-month ban on enforcement of the Foreign Corrupt Practices Act, compliance should retreat from fear-based messaging and instead focus on why ethical practices make good business sense, experts say.

Apple

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Apple bucks trend in Big Tech, defies anti-DEI headwinds

2025-02-13T15:11:00+00:00By

Apple, one of the most valuable tech giants on the planet, is pushing back against pressure to stop diversity, equity, and inclusion efforts, saying that “a culture of belonging” remains a core value of the organization.

CFPB

News Brief

Lawsuits filed to save CFPB amid Trump push to shutter financial watchdog

2025-02-12T15:20:00+00:00By

Enforcement and all other operations at the Consumer Financial Protection Bureau have come to a screeching halt under Trump administration directives but a pair of lawsuits aimed at keeping the agency open mean the stoppage could be short-lived.

lockheed_martin_web

News Brief

DOJ orders Lockheed Martin to pay $30M over defective pricing on F-35 contracts

2025-02-10T19:41:00+00:00By

The Department of Justice announced it reached a settlement with Lockheed Martin stemming from allegations of “defective pricing on contracts for F-35 military aircraft.” The deal comes days after Attorney General Pam Bondi was confirmed by the Senate, which will shift the DOJ’s focus away from white-collar misconduct.

SFO

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Experts question effectiveness of new enforcement tool SFO is finally wielding

2025-02-10T16:42:00+00:00By

The U.K.’s Serious Fraud Office has made its first use of an enforcement tool that was meant to bring oligarchs and kleptocrats to book. But lawyers are unsure whether the move signifies either a change in direction or fortune for the agency.

AG_Bondi

News Brief

Bondi-led DOJ sharply pivots away from prosecution of corporate FCPA violations

2025-02-06T20:05:00+00:00By

The U.S. Department of Justice under new Attorney General Pam Bondi will de-emphasize white collar misconduct linked to bribes and foreign corruption, instead prioritizing corruption cases linked to human smuggling and the trafficking of narcotics and firearms.

Risk_analysis_web

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What’s keeping compliance leaders up at night? Struggles and strategies for 2025

2025-02-05T18:56:00+00:00By

Managing the unrelenting pace and increasing complexity of regulations is the top concern among compliance professionals, according to a recent survey by Compliance Week and Resolver.

Financial Crimes 2024 Pham

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CFTC’s Pham announces end to ‘regulation by enforcement,’ consolidates task forces

2025-02-05T17:24:00+00:00By

The Commodity Futures Trading Commission’s enforcement division will end the practice of “regulation by enforcement,” according to Acting Chair Caroline Pham.

UK data

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Experts: U.K. digital market reforms a ‘watershed moment,’ could speed up enforcement

2025-02-04T15:52:00+00:00By

The U.K.’s competition regulator has outlined new plans to regulate Big Tech firms that will enable it to take a much more flexible and proactive approach towards investigations.

Wise Payments

News Brief

CFPB issues $2.5M penalty against Wise in last action of Chopra era

2025-02-03T21:18:00+00:00By

A fine by the Consumer Financial Protection Bureau (CFPB) against the U.S arm of London-based foreign exchange company Wise could be one of the agency’s final actions as a new regulatory regime reportedly froze rules and litigation amid calls for defunding.

AI_Lock

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EDPB shift forces AI firms to embed procurement, risk management in GDPR considerations

2025-02-03T12:00:00+00:00By

Efforts to clarify the circumstances in which artificial intelligence models may or may not be violating the General Data Protection Regulation could result in yet more confusion for tech firms, companies deploying the technology, and even data protection authorities, according to experts.

columnist dale

Opinion

Five reasons why I’m excited about CW’s Cyber Risk & Data Privacy Summit

2025-01-30T16:32:00+00:00By

Having worked for Compliance Week for three years, I’ve found it remarkable how compliance professionals can be so consistently upbeat about their plight. An often refrain in compliance circles is “be comfortable with being uncomfortable.” As difficult as the job can be, that clearly doesn’t mean it can’t be fun.

UK_Blindfolded_Justice

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Experts: Prepare now with U.K. failure to prevent fraud offense on horizon

2025-01-29T12:00:00+00:00By

Fraud prevention is about to get more complicated with penalties rising sharply for U.K. organizations. Starting Sept. 1, larger businesses will be liable to criminal prosecution if any of their employees–or an agent, subsidiary, or other “associated person”–commits fraud that is intended to benefit the company.

DORA_Web

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Experts say DORA compliance not coming easy as more firms pass buck to IT providers

2025-01-23T15:28:00+00:00By

New rules have come into effect across the European Union to promote better cybersecurity and IT resilience across the financial services sector, but experts warn that compliance is likely to be patchy and regulatory enforcement across the bloc perhaps even patchier.

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News Brief

Trump gives TikTok 75-day reprieve after ban goes into effect

2025-01-22T20:42:00+00:00By

President Donald Trump signed an executive order Monday delaying the Department of Justice (DOJ) from enforcing the long-awaited TikTok ban. While the social media platform’s fate is still up in the air, Trump signaled his support for it being sold, with the U.S. as a “partner.”

Liability

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SEC charge against CCO in penny stock scheme raises more questions about gatekeeper liability

2025-01-22T16:13:00+00:00By

A recent complaint by the Securities and Exchange Commission against the chief compliance officer of a Chicago-based investment firm contains some of the most worrisome examples of how CCOs can be found liable for misconduct at their firm.

bitcoin_white_house

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The Rise, Fall, and Rise of Crypto: Lessons from FTX amidst a changing regulatory landscape

2025-01-20T13:21:00+00:00By

As President Trump assumes power, the crypto industry is in the spotlight. Trump has tapped popular crypto advocate Paul Atkins to lead the SEC, and crypto proponents feel positive about gaining fast-tracked guidance. Crypto experts and industry leaders share insights into what the industry needs from regulators to drive innovation.

FDA

News Brief

FDA bans Red No. 3 dye after decades of concerns over possible health risks

2025-01-15T19:05:00+00:00By

The U.S. Food and Drug Administration announced Wednesday it has revoked authorization for color additive Red No. 3 from food, beverages, and drugs. Health concerns over dye have existed since it was banned from cosmetics in 1990 after it was found that large doses led to the development of cancer ...

AI United States

News Brief

White House, BIS attempt to strengthen AI chip export controls in final days of Biden presidency

2025-01-14T17:13:00+00:00By

In tandem with the Commerce Department’s Bureau of Industry and Security, the Biden administration issued a new rule on export controls of domestically produced artificial intelligence chips.

crypto_gaming_web

News Brief

New CFPB payment privacy rule on the way for gaming companies, cryptocurrencies, Big Tech

2025-01-13T19:39:00+00:00By

The Consumer Financial Protection Bureau has issued a proposed rule aimed at protecting the privacy of the public when using novel digital payment systems, such as those offered by large technology platforms and video gaming companies.

Bank overdraft

News Brief

CFPB rule bans lenders from using medical debt in credit report determinations

2025-01-07T19:16:00+00:00By

Banks and other lenders will be prohibited from using medical debt information in credit reports, under a new rule finalized by the Consumer Financial Protection Bureau, the agency said.

GDPR EU flag

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Experts unsure of risk appetite as EU beefs up cyber rules for critical infrastructure

2025-01-02T18:37:00+00:00By

New rules on cyber risk management across the EU put execs firmly in the crosshairs for noncompliance and are likely to apply to a wider range of organizations than many business leaders may initially think. However, there are also concerns that the rules may become muddled across the wide bloc.

AdobeStock_254332546

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TPRM critical as DORA, new FCA third-party engagement rules come into effect in 2025

2025-01-02T13:00:00+00:00By

New rules that push IT firms providing “critical” services to the U.K.’s financial sector to share more data about cyberattacks and resiliency measures have been welcomed by industry experts. However, concerns remain over how suppliers will be classified and how key data might be gathered and shared.

Google building

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Google’s fate under Trump could be a sign of antitrust battles to come in 2025

2024-12-31T15:32:00+00:00By

As Donald Trump begins his transition to become president, there are questions about the fate of tech companies, as well as regulators from multiple administrations. Google in particular is fighting a high-profile antitrust ruling after an investigation started by Trump in 2020 could be resolved in his next administration.

AI_data_privacy

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EU AI Act next GDPR? Proof in the pudding as boardrooms prioritize data governance

2024-12-23T10:00:00+00:00By

Breaches of the EU’s GDPR can cost companies substantial sums and huge reputational damage. Now some are warning that the implementation of the EU’s AI Act will be just as far-reaching, and could potentially lead to similar numbers of cases.

EU_flags_web

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’Future-proofing’ products for safety next level of regulation under EU GPSR

2024-12-20T16:47:00+00:00By

Any product that uses AI needs to be safety assessed for its entire lifespan under new rules that went into effect recently across the EU. Experts warned companies using AI to tailor products could be classed as “manufacturers” and face the same duty of care as developed.

Financial Conduct Authority

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Criticism mounts against FCA amid growing calls for regulatory reform

2024-12-19T16:18:00+00:00By

When lawmakers slam the U.K.’s chief financial regulator as “incompetent,” it not only opens the doors for others to pile criticism on it, but it sparks a debate about how the organization can be improved–or removed.

Fraud victim

News Brief

FCA apologizes for mishandling fraud allegations against Collateral

2024-12-19T16:17:00+00:00By

The U.K. Financial Conduct Authority apologized to investors in peer-to-peer investment firm Collateral for not acting swiftly enough to prevent Collateral from defrauding its customers.

AI governance web

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Survey: Organizations broadly adopting AI, with varied governance

2024-12-16T19:23:00+00:00By

The majority of businesses are using AI and doing so without governance–a compliance gap that poses extreme risks, a new survey by Compliance Week and GAN Integrity found. A webinar will discuss why it is crucial to have AI governance, how to implement it, and what strategies to strengthen programs.

DEI building blocks

News Brief

U.S. Appeals Court overturns Nasdaq board diversity rule

2024-12-13T17:55:00+00:00By

A U.S. Appeals Court overturned a Securities and Exchange Commission rule that had required companies listed on the Nasdaq stock exchange to disclose whether their boards had women or minority members–and if not, why not.

AI_risk_web

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Worries DOJ is ‘dumping’ AI responsibilities on compliance departments in ECCP update

2024-12-13T16:47:00+00:00By

When the DOJ  released its revised Evaluation of Corporate Compliance Programs, it turned some heads. Tucked into a section on risk assessments was a strongly worded series of questions that appeared to shoulder compliance teams with the responsibility for ensuring the safe use of AI tools by their firms.

British pounds

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Overabundance of U.K. AML regulators stretching enforcement resources thin, experts say

2024-12-12T19:59:00+00:00By

The U.K. will struggle to shed its reputation as one of the world’s biggest conduits for dirty money due to a combination of patchy intelligence-sharing and poorly resourced enforcement agencies, experts told Compliance Week.

AI compliance web

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Compliance’s fit in AI governance: Reading between lines of DOJ’s updated ECCP guidance

2024-12-12T14:32:00+00:00By

The Department of Justice’s Evaluation of Corporate Compliance Programs has made the importance of artificial intelligence governance frameworks clear, but it didn’t say what role compliance should play. Here’s the answer.

tips_web

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Check, please! Tipped employee compensation in spotlight amid U.K., U.S. ‘fair’ pay debate

2024-12-10T17:23:00+00:00By

Earlier this year, amid then-Republican presidential candidate Donald Trump’s campaign promise to end taxes on tips in the U.S., the U.K. government introduced a new law to ensure that all tips are paid in full to staff, regardless of whether they were given in cash or by credit card.

Treasury Department

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Texas court halts FinCEN beneficial ownership reporting requirements

2024-12-09T14:08:00+00:00By

Business owners can stop preparing their 2025 anti-money laundering reports for the Treasury Department’s Financial Crimes Enforcement Network, according to a Texas court, which ruled the Corporate Transparency Act requirement unconstitutional.

KPMG

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KPMG report on regs in 2025: Use data analytics to predict, respond to Trump administration changes

2024-12-05T15:51:00+00:00By

Regulations are sure to be rolled back under President Donald Trump, but the question is which regulations, and how much? Is your organization as prepared to respond when regulations are loosened as it was when they were tightened?

gryphon 300x200

Webcast

CPE Webcast: Navigating Contact Compliance in 2025: An Overview of Upcoming Legislation and How to Prepare

2024-12-05T14:00:00+00:00Provided by

As we approach 2025, the regulatory landscape for the Telephone Consumer Protection Act (TCPA) and Do Not Call (DNC) regulations is becoming increasingly complex. Not only are there federal laws to take into consideration, but many states also have distinct requirements that differ from federal standards.

sanctions_screening_web

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Evolving sanctions rules make continuous screening, due diligence essential in 2025

2024-12-05T13:00:00+00:00By

The EU and U.K. have rushed to commit themselves to intensifying action on sanctions evasion after U.S. President-elect Donald Trump’s victory, but any compliance managers who believe Trump will make global sanctions compliance easier in 2025 are likely to be disappointed.

Atkins_web

News Brief

Trump taps crypto enthusiast Paul Atkins to replace Gensler at SEC

2024-12-04T20:36:00+00:00By

President-elect Donald Trump appeared to strengthen his ties to the crypto industry when he nominated a popular crypto advocate, Patomak Global Partners founder Paul Atkins, to be the next chairman of the Securities and Exchange Commission.

Global sanctions

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U.K., EU enforcement regimes set to escalate, but critics question sanctions’ effectiveness

2024-12-04T16:32:00+00:00By

With a new political regime ready to take over in the U.S., the effectiveness of sanctions against malign foreign actors like Russia, North Korea, and Iran have come into question. While the European Union and U.K. have increased sanctions pressure, critics have publicly asked: Is it enough?

Data money

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Proposed CFPB rule would attempt to rein in data broker buying, selling

2024-12-03T19:27:00+00:00By

Data brokers have been getting away with selling Americans’ personal and financial data without adequate protections, an illegal practice that a new rule proposed by the Consumer Financial Protection Bureau will intend to stop, CFPB Director Rohit Chopra said.

Crypto coins

News Brief

U.S. Appeals Court ruling in Tornado Cash case opens door for AML regulatory unwind

2024-12-02T22:55:00+00:00By

In striking down penalties against cryptocurrency mixer Tornado Cash for violating U.S. sanctions, a federal appeals court may have started to chip away at anti-money laundering regulations established by Democrats even before President-elect Donald Trump takes office.

antitrust

News Brief

DOJ offers antitrust compliance guidance in ECCP update

2024-11-25T19:18:00+00:00By

The Department of Justice has added antitrust compliance guidance in an update to its Evaluation of Corporate Compliance Programs.

SEC office

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SEC enforcement priorities under Trump: Fewer disclosures, less ESG-focused, more crypto

2024-11-25T18:30:00+00:00By

Change is likely coming to the Securities and Exchange Commission’s enforcement priorities with the pending handover of the White House to Republican President-elect Donald Trump. Adjust your compliance priorities accordingly.