Regulatory Policy


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President-elect Trump’s Commerce Department pick Howard Lutnick to head tariff, trade agenda

2024-11-20T16:51:00+00:00By

President-elect Donald Trump announced he plans to appoint Cantor Fitzgerald President and CEO Howard Lutnick to lead the U.S. Commerce Department, as the incoming administration is expected to charge import tariffs against friends and foes.

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Webcast

‘200+ tips in 3 months’: DOJ’s corporate whistleblower program so far

2024-11-18T20:21:00+00:00By

The Department of Justice received more than 200 whistleblower tips since it launched its long-awaited Corporate Whistleblower Awards (CWA) Pilot Program on Aug. 1, according to the program’s Acting Director Patrick Gushue in a Compliance Week exclusive.

FinCEN

News Brief

FinCEN alerts financial institutions to be wary of AI-enabled deepfakes

2024-11-14T20:36:00+00:00By

The U.S. Department of the Treasury’s Financial Crimes Enforcement Network issued an alert to financial institutions about their obligations to report deepfakes, warning artificial intelligence has given bad actors additional tools in their arsenal.

Deforestation

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EU Deforestation Directive delayed, experts advise compliance managers to not rest on laurels

2024-11-14T15:50:00+00:00By

If your business uses leather, rubber, wood, beef, palm oil, soy, or paper, then you may need to comply with the EU Deforestation Directive, a new rule intended to ensure that no goods traded in the EU contribute to global deforestation.

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News Brief

Navy Federal Credit Union to pay $95M in fines, redress over ‘surprise’ overdraft fees

2024-11-08T19:40:00+00:00By

Navy Federal Credit Union will pay a $15 million fine and return $80 million in “surprise” overdraft fees to its members to resolve an enforcement action from the Consumer Financial Protection Bureau.

Vote

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Election rules aimed to curb AI misuse may serve as regulatory warning for all advertisers

2024-11-04T14:28:00+00:00By

With the presidential election this week, one fear has remained on the minds of voters regardless of their political stripe–that artificial intelligence will be misused to change the outcome of the race.

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Meta-backed EU appeals body facing conflicts of interest concerns

2024-11-01T19:00:00+00:00By

Ireland’s cozy relationship with big business and Big Tech has once again come under scrutiny after the country’s media regulator allowed a $15 million one-off funding payment from Meta’s Oversight Board Trust to help launch the newly formed Appeal Centre Europe.

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Speakers at Compliance Week AI & Compliance Summit talk future rules around technology

2024-10-31T14:43:00+00:00By

While companies are exploring and building artificial intelligence technology, lawmakers and regulators are trying to identify what ground rules they need to set. These guardrails are what companies and governments alike believe are essential parts of ensuring safe and responsible use of the technology.

UK compensation

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U.K. Employment Rights Bill triggers debate over flexibility vs. exploitation

2024-10-30T19:25:00+00:00By

Contract workers’ rights are in the spotlight in the U.K. and some EU countries as governments seek to end exploitative practices by eliminating zero-hours contracts, much to the chagrin of some business leaders.

ChinaMilitary

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Treasury set to block investment flow on American AI, semiconductor tech to China

2024-10-30T14:17:00+00:00By

The U.S. Treasury Department has issued a final rule–and created a new division to oversee it–that will attempt to limit outbound investments to China related to sensitive technologies with military applications.

California

News Brief

FCC teams up with CPPA to enforce privacy rules

2024-10-30T13:55:00+00:00By

In an effort to streamline the enforcement of California’s stringent privacy rules, the Federal Communications Commission has signed a memorandum of understanding (MOU) with the California Privacy Protection Agency.

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AI & Compliance Summit: Regs discuss artificial intelligence guardrails for financial services

2024-10-29T19:47:00+00:00By

Artificial intelligence is an exciting, new technology and it is well-regulated by old laws and rules already on the books, financial regulators said at Compliance Week’s AI & Compliance Summit at Boston University.

CFPB

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CFPB will enforce Fair Credit Reporting Act on employee background reports, monitoring

2024-10-25T13:55:00+01:00By

Businesses need to follow the consumer protection rules of the Fair Credit Reporting Act when engaging in employee surveillance, which includes background reports about employees produced by third parties using artificial intelligence, the Consumer Financial Protection Bureau said in new guidance.

Rohit Chopra

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New CFPB data rights rule will modernize U.S. banking system, Chopra says

2024-10-23T15:45:00+01:00By

Banks, credit card companies and other financial mainstays will be required to comply with new data privacy and retail account portability regulations under a sweeping rule issued Tuesday by the Consumer Financial Protection Bureau.

ChinaUS

News Brief

DOJ proposes rule that would block sale of Americans’ personal data to Chinese, Russian firms

2024-10-22T14:37:00+01:00By

The Department of Justice (DOJ) has proposed a new rule that would regulate the use of Americans’ personal information by foreign companies and foreign persons in six “countries of concern,” prohibiting and restricting the sale of data to thwart the use of data for cyber-enabled activities, espionage, coercion, influence and ...

AI_Compliance_11

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Keys to a successful GenAI use policy: Clear roles, training, vendor management

2024-10-18T12:00:00+01:00By

For all the hype surrounding generative artificial intelligence, the technology has been met with a healthy skepticism in the compliance community. Compliance practitioners want to know: Is it safe? Can it be deployed ethically? Are the risks greater than the rewards? And what should an AI acceptable use policy contain?

NYC skyline

News Brief

NYDFS expects banks, firms to cut risks posed by AI, according to new guidance

2024-10-17T17:42:00+01:00By

New York financial institutions are expected to address cybersecurity risks posed by artificial intelligence, and new guidance from the New York Department of Financial Services is aimed at helping firms do just that.

AI Act

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Pace of innovation will make EU AI Act hard to enforce, experts say

2024-10-17T16:22:00+01:00By

Concerns about how robustly European member states may enforce the EU AI Act, which took effect on Aug. 1, are divided between if regulators will take a “light touch” approach or a sledgehammer for noncompliance. One thing’s for sure, the pace of AI innovation will make enforcement very difficult.

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FTC final ‘Click to Cancel’ Rule requires disclosure of material facts before enrollments

2024-10-17T12:59:00+01:00By

Tthe Federal Trade Commission, after years of public comments and changes, released a final “Click to Cancel” Rule, which requires a customer’s express consent before they can be charged and prohibits practices that make it difficult for a customer–whether a family or another business–to cancel.

dec5

Webcast

Dec 5 | Navigating Contact Compliance in 2025: An Overview of Upcoming Legislation and How to Prepare

2024-10-11T17:26:00+01:00Provided by

As we approach 2025, the regulatory landscape for the Telephone Consumer Protection Act (TCPA) and Do Not Call (DNC) regulations is becoming increasingly complex. Not only are there federal laws to take into consideration, but many states also have distinct requirements that differ from federal standards.

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DOJ steps up enforcement approach against AI-powered cybercrime

2024-10-07T12:13:00+01:00By

The Criminal Division of the Department of Justice plans to heighten its focus on cybercrime, according to division head Nicole Argentieri.

Forced labor hands

News Brief

Chinese steel, artificial sweetener from Xinjiang now banned under UFLPA

2024-10-04T13:28:00+01:00By

Steel and an artificial sweetener made by two Chinese companies using forced labor have been banned from entering the U.S. under the Uyghur Forced Labor Prevention Act.

whistleblower_gavel_web

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Are the qui tam provisions of the False Claims Act constitutional? A Florida judge just said no

2024-10-02T17:49:00+01:00By

A federal court in Florida has lashed out at federal whistleblower programs by dismissing a mundane False Claims Act case against a medical practice on the grounds that the qui tam provisions of the FCA are unconstitutional.

riskonnect 300x200

Webcast

CPE Webcast: IT controls: Navigating the path to a secure digital future

2024-10-01T14:00:00+01:00Provided by

A comprehensive IT controls program is crucial to safeguard your organization’s assets, ensure data integrity, and maintain regulatory compliance.

AI_moneybag

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AI misuse could lead to sanctions from multiple regulators, experts warn

2024-09-27T16:22:00+01:00By

The proliferation of AI, as well as the promised business cases promoting its use, has led companies around the world to quickly invest in the technology. Executives hope these AI tools will improve efficiencies, reduce costs, and help them stay competitive. But it could lead to just the opposite.

DOJ

News Brief

DOJ updates ECCP to include AI risks, whistleblower protections

2024-09-26T14:23:00+01:00By

Companies under criminal prosecution by the Department of Justice for any reason must show they have robust compliance for any artificial intelligence in use–or risk heightened prosecution–under a DOJ policy update.

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Webcast

CPE Webcast: AI strategy and regulatory risk: A financial services perspective

2024-09-26T14:00:00+01:00Provided by

In our coming webinar, experts will discuss the fundamental rethinking of how risk is understood and managed in the financial services industry and how firms can be proactive to stay ahead of these big technological changes.

AI_White_House_Web

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AI and government: How Trump or Harris presidency will differ on policy, regulation

2024-09-25T13:21:00+01:00By

AI may be one of the hottest things in the business world but former President Donald Trump and Vice President Kamala Harris haven’t devoted much time to discussing the technology. Still, each candidate has offered a few clues as to how they would govern over this next wave of innovation.

SEC

News Brief

SEC to host Nov. 7 virtual compliance seminar for investment advisers

2024-09-24T19:00:00+01:00By

The Securities and Exchange Commission will host a virtual national seminar on Nov. 7 targeted toward chief compliance officers at investment companies and investment advisers.

FTC

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FTC sounds alarm on business practices turning into ‘vast surveillance’

2024-09-20T14:07:00+01:00By

The Federal Trade Commission took aim at the business models of some of the world’s largest companies, publishing a years-long study that decried technologies that have created “vast surveillance” networks that expose people to “a host of harms” and violate children’s privacy laws.

SEC building

News Brief

SEC fines First Horizon $325K for RegBI violations caused by merger

2024-09-18T18:53:00+01:00By

First Horizon Advisors will pay a $325,000 fine to settle allegations from the Securities and Exchange Commission that it violated Regulation Best Interest in part due to issues with incorporating a merged firms’ accounts into its systems.

Fintech

News Brief

FDIC proposes requiring banks to keep better deposit records of fintech partners

2024-09-18T16:43:00+01:00By

The Federal Deposit Insurance Corporation proposed a new rule that would require banks to keep better deposit records on ownership of funds controlled by their financial technology partners.

FDIC

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Bank mergers will receive more antitrust scrutiny under new FDIC rule

2024-09-18T13:42:00+01:00By

Federal banking regulators approved a new rule for bank mergers that will require additional scrutiny of mergers for antitrust issues for large and mid-sized banks.

Federal Reserve

News Brief

Barr speech signals Fed to rework capital rules after pressure from industry

2024-09-12T12:46:00+01:00By

Facing intense pressure from the banking industry, the Federal Reserve Board may scale back two controversial rule proposals aimed at reducing risks of bank failures in the event of a market downturn.

Greenwashing

News Brief

FCA delays compliance date for certain parts of ESG rule package

2024-09-10T19:11:00+01:00By

The U.K. Financial Conduct Authority is pushing back the date for some firms to comply with its naming and marketing rule amid struggles to prepare for it, the FCA said Monday.

cisa_web

News Brief

CISA creates new portal for businesses to file cyber incident reports

2024-09-05T19:08:00+01:00By

The U.S. Department of Homeland Security’s Cybersecurity and Infrastructure Security Agency has created a new online portal for organizations to voluntarily report cybersecurity incidents, including ransomware attacks.

Federal Reserve

News Brief

Fed's new capital requirement latest fallout from 2023 banking failures

2024-09-03T15:47:00+01:00By

The Federal Reserve Board will require more than 30 of country’s largest banks to maintain a minimum percentage of capital in reserve, a percentage which the Fed calculated based on their complexity and whether they are considered a global systemically important bank.

FinCEN

News Brief

FinCEN finalizes AML rules for investment advisers, cash real estate transactions

2024-08-30T20:32:00+01:00By

The Treasury Department’s Financial Crimes Enforcement Network released new anti-money laundering requirements for U.S. investment advisers and real estate professionals that attempt to close loopholes that criminals and kleptocrats have long exploited.

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Webcast

CPE Webcast: UK Worker Protection Act: Safeguarding rights and responsibilities

2024-08-22T11:00:00+01:00Provided by

This webinar will deep dive into the UK Worker Protection Act, ensuring you know the key facts and advise you on the next steps.

FTC

News Brief

Federal judge overturns FTC’s ban on noncompete clauses

2024-08-21T19:38:00+01:00By

A federal judge struck down the ban on noncompete clauses by the Federal Trade Commission that was set to take effect in September.

FTC seal

News Brief

FTC tries to close COPPA loophole with amicus brief against IXL Learning

2024-08-21T17:17:00+01:00By

The Federal Trade Commission is fighting against an online educational platform’s interpretation of the Children’s Online Privacy Protection Act, arguing that COPPA can’t force parents into arbitration.

Pham_web

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’Bait-and-switch’: Pham critical of CFTC self-reporting policy

2024-08-20T15:26:00+01:00By

Caroline Pham, a commissioner on the Commodity Futures Trading Commission, criticized the agency’s policy on credit for self-reporting violations as a “bait-and-switch.”

FTC seal

Basic Page

No more fake product reviews allowed under FTC rule

2024-08-19T19:24:00+01:00By

A new rule by the Federal Trade Commission will crack down on fake product reviews, whether written by humans or artificial intelligence.

Commerce Department

News Brief

BIS issues export control guidance to academic research institutions

2024-08-16T18:17:00+01:00By

The Commerce Department’s Bureau of Industry and Security issued guidance to academic research institutions on trends in voluntary self-disclosure to improve export control compliance.

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U.K. pension scheme reforms promise funds consolidation for trustees

2024-08-08T20:34:00+01:00By

The U.K. government has signaled new rules for pension trustees and funds consolidation to boost investment, but questions remain on employee financial literacy.

SEC headquarters

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SEC unveils joint data sharing standards with eight other financial regulators

2024-08-07T20:36:00+01:00By

A joint proposal from nine U.S. financial regulators on data standards aim to streamline submissions and ease data sharing among agencies, the Securities and Exchange Commission announced.

SolarWinds building

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SolarWinds partial dismissal casts doubt on SEC Cybersecurity Rule

2024-08-07T14:33:00+01:00By

A partial dismissal of charges levied by the Securities and Exchange Commission against Solarwinds has cast doubt about the breadth of the SEC's Cybersecurity Rule.

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Many dating apps a matchmaker for cybercriminals, study finds

2024-08-05T18:05:00+01:00By

Location-based dating apps are not doing enough to protect user privacy, with exact location and other personal data being exploited by stalkers and bad actors, a recent analysis found.

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DORA set to enhance cyber resilience requirements for EU financial firms

2024-08-05T13:01:00+01:00By

The European Union’s Digital Operational Resilience Act, which is set to take effect next year, will require financial services firms to implement stronger measures to protect not only themselves from disruption caused by cyberattacks but also the sector as a whole.

whistleblower_gavel_web

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Game-changing DOJ pilot whistleblower program panned by critics

2024-08-02T14:12:00+01:00By

The Department of Justice released the details of its long-awaited corporate whistleblower awards pilot program that will prioritize reporting in areas of corporate crime not currently covered by existing whistleblower programs.