Regulatory Enforcement


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News Brief

Trump gives TikTok 75-day reprieve after ban goes into effect

2025-01-22T20:42:00+00:00By

President Donald Trump signed an executive order Monday delaying the Department of Justice (DOJ) from enforcing the long-awaited TikTok ban. While the social media platform’s fate is still up in the air, Trump signaled his support for it being sold, with the U.S. as a “partner.”

Liability

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SEC charge against CCO in penny stock scheme raises more questions about gatekeeper liability

2025-01-22T16:13:00+00:00By

A recent complaint by the Securities and Exchange Commission against the chief compliance officer of a Chicago-based investment firm contains some of the most worrisome examples of how CCOs can be found liable for misconduct at their firm.

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News Brief

Walgreens ducked compliance, filled fake opioid prescriptions, DOJ suit alleges

2025-01-22T15:41:00+00:00By

Walgreens skimped on compliance and filled millions of prescriptions for narcotics that weren’t medically necessary, the Department of Justice alleged in a complaint against the company, first brought by four whistleblowers.

KPMG

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FRC discloses probe of KPMG over 2022 audit of gambling company Entain

2025-01-22T15:05:00+00:00By

The U.K. Financial Reporting Council disclosed an investigation into KPMG’s audit of international sports betting and gambling company Entain Group.

LPL Financial

News Brief

SEC fines LPL Financial $18M for failed due diligence on new, high-risk accounts

2025-01-21T16:10:00+00:00By

Broker-dealer LPL Financial will pay $18 million to settle charges by the Securities and Exchange Commission that its anti-money laundering program did not properly vet customers and failed to close or restrict thousands of high-risk accounts.

American Express

News Brief

Amex to pay $230M in penalties to resolve charges it deceived customers, banking partner

2025-01-21T14:49:00+00:00By

American Express will pay approximately $230 million in fines and penalties to settle allegations that it deceptively marketed credit card and wire transfer products, and also misrepresented the tax benefits of two payroll wire transfer products.

SEC office

News Brief

SEC fines Wells Fargo $35M, Merrill Lynch $25M over improper cash sweeps

2025-01-21T12:51:00+00:00By

Wells Fargo and Merrill Lynch will pay $35 million and $25 million, respectively, to settle allegations by the Securities and Exchange Commission that their handling of investment accounts’ cash sweep programs violated federal law.

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The Rise, Fall, and Rise of Crypto: Lessons from FTX amidst a changing regulatory landscape

2025-01-20T13:21:00+00:00By

As President Trump assumes power, the crypto industry is in the spotlight. Trump has tapped popular crypto advocate Paul Atkins to lead the SEC, and crypto proponents feel positive about gaining fast-tracked guidance. Crypto experts and industry leaders share insights into what the industry needs from regulators to drive innovation.

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News Brief

GM sued by FTC for selling location and behavioral data without drivers' consent

2025-01-17T19:15:00+00:00By

General Motors failed to disclose to customers that it tracked their precise locations and driving behavior and sold the data to third parties, the Federal Trade Commission alleged in a proposed order.

Cash App

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Cash App owner Block to pay $175M over fraud caused by lax consumer protection practices

2025-01-17T17:43:00+00:00By

Block, the owner of Cash App and Square, will pay $175 million to settle allegations that its lax consumer protection practices put customers at high risk of fraud, the Consumer Financial Protection Bureau said.

Data Harvest

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FTC orders Mobilewalla, Gravy Analytics to stop collecting geolocation data without permission

2025-01-17T16:09:00+00:00By

Two large data brokers, Mobilewalla and Gravy Analytics, collected billions of records containing sensitive geolocation and personal data of millions of people, and then sold it without their consent, the Federal Trade Commission said.

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News Brief

SEC fines cannabis hedge fund $150K for bogus AML policies, ties to Russian oligarch Abramovich

2025-01-17T15:49:00+00:00By

Cannabis hedge fund Navy Capital Green Management agreed to pay $150,000 to settle charges levied by the Securirties and Exchange Commission that the firm misled investors about its AML/CFT policies and allowed a sanctioned Russian oligarch to invest.

SEC office

News Brief

Musk sued by SEC for failing to disclose Twitter stock purchases quickly enough

2025-01-15T21:00:00+00:00By

Elon Musk, the world’s wealthiest person and the apparent right-hand man of incoming U.S. president Donald Trump, has been taken to court for a third time by the Securities and Exchange Commission for allegedly violating securities law.

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News Brief

SEC issues $63M in fines to dozen firms in ongoing off-channel comms sweep

2025-01-15T16:24:00+00:00By

Twelve more firms have been dinged with fines by the Securities and Exchange Commission for failing to properly supervise employees who used off-channel communications to conduct company business. In this latest round of enforcement actions, nine investment advisers and three broker-dealers will pay a total of $63 million.

Capital One

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CFPB sues Capital One over 'cheating' customers on savings account interest rates

2025-01-14T19:58:00+00:00By

Capital One promised very high interest rates on millions of savings accounts but the bank didn’t deliver, losing customers more than $2 billion, the Consumer Financial Protection Bureau alleged.

Robinhood

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Robinhood to pay $45M fine to settle securities law violations by broker-dealers

2025-01-14T17:11:00+00:00By

Robinhood, a disruptive force in the market for Main Street investors but also a serial offender of securities laws, will pay a total of $45 million to settle numerous violations of SEC rules and regulations by two of its broker-dealers.

BMO

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Broker-dealer BMO Capital Markets to pay $41M to settle trade supervision lapses

2025-01-13T17:32:00+00:00By

A broker-dealer subsidiary of Toronto-based BMO Financial Group will pay nearly $41 million in penalties to the Securities and Exchange Commission to settle allegations that its traders issued misleading disclosures on bonds for three years, causing $19 million in harm to its customers.

SEC office

News Brief

Cannabis company dinged by SEC over ‘round-trip’ transfer to inflate year-end cash

2025-01-10T20:14:00+00:00By

A cannabis company agreed to pay $225,000 to settle allegations that funds were temporarily deposited into its year-end accounts for the sole purpose of inflating year-end cash, the Securities and Exchange Commission said.

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News Brief

SEC slams WWE founder Vince McMahon for misstatements caused by hush money payments

2025-01-10T18:03:00+00:00By

Vince McMahon, the founder and former CEO of WWE, was fined $400,000 and ordered to reimburse the wrestling giant more than $1.3 million to settle charges brought by the Securities and Exchange Commission that he failed to disclose hush money payments he made on behalf of himself and the company.

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Experian failed to correct flawed financial data about consumers, CFPB complaint alleges

2025-01-09T15:18:00+00:00By

Experian, the credit reporting giant, let compliance slide when it came to addressing consumer complaints about incorrect data, the Consumer Financial Protection Bureau said in a lawsuit against the credit agency.

Russia sanctions

News Brief

SkyGeek dinged by OFAC for completing orders, refunds with sanctioned Russian firms

2025-01-07T16:26:00+00:00By

Nearly three years after Russia invaded Ukraine, numerous U.S. sanctions imposed on Russia-based companies connected to the war effort have made doing business in the country fraught with unseen risks, as one U.S. airplane parts distributor learned recently.

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Berkshire Hathaway mortgage unit led mobile home buyers needlessly into foreclosure, CFPB says

2025-01-06T18:41:00+00:00By

A Berkshire Hathaway unit that is a major lender to people buying mobile homes intentionally failed to qualify borrowers, the Consumer Financial Protection Bureau alleged in a complaint. As a result, many families ultimately lost their homes and sank into debt, echoing a series of events that helped power the ...

FINRA

News Brief

FINRA ends year with string of fines against Jefferies, UBS, Citi, Barclays

2025-01-03T14:44:00+00:00By

The Financial Industry Regulatory Authority issued fines against four large banks to end 2024, all for different alleged misconduct, but all related to the firms’ failures to implement a supervisory system reasonably designed to achieve compliance with FINRA rules.

Ransomware

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Russian-Israeli LockBit developer to be extradited to U.S. for extorting $500M

2024-12-30T15:50:00+00:00By

An alleged software mastermind of the notorious LockBit ransomware group will soon be extradited to the United States to stand trial on charges that his criminal enterprise extorted at least half a billion dollars from victims worldwide, including U.S. businesses and hospitals, the Department of Justice said.

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Rytr agrees to halt fake AI review service in settlement with FTC

2024-12-24T16:51:00+00:00By

Purported “testimonial and review” service Rytr agreed to stop selling its program that used artificial intelligence to create fake content as part of a consent order with the Federal Trade Commission.

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Opinion

Five more compliance triumphs of 2024

2024-12-24T13:00:00+00:00By

Whether you’re a multinational telecommunications company looking to certify your anti-corruption program post-settlement, or a biochemical company victimized by a “rogue” employee, seeing the light at the end of the enforcement tunnel isn’t always easy.

Bank of America

News Brief

OCC orders Bank of America to shore up BSA/AML, sanctions compliance programs

2024-12-23T19:08:00+00:00By

Bank of America avoided a monetary penalty in agreeing to settle charges with the Treasury Department’s Office of the Comptroller of the Currency but was ordered to shore up previously disclosed deficiencies in its Bank Secrecy Act/anti-money laundering (BSA/AML) and sanctions compliance programs.

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News Brief

AAR Corp. to pay $56M to settle FCPA violations in Nepal, South Africa

2024-12-23T12:00:00+00:00By

Aviation maintenance services provider AAR Corp. will pay nearly $56 million to settle charges that it violated the Foreign Corrupt Practices Act when it paid bribes to government officials in Nepal and South Africa.

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News Brief

CFPB sues big banks behind money transfer app Zelle over lax oversight, fraud

2024-12-23T11:00:00+00:00By

JPMorgan Chase, Wells Fargo Bank, Bank of America, and the company behind online money transfer app Zelle were sued by the Consumer Financial Protection Bureau for allegedly failing to safeguard Zelle’s network and causing customers to lose $870 million, the CFPB alleged.

USAA

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OCC hits USAA with third order in five years; places limits on new services, products, membership

2024-12-20T17:39:00+00:00By

USAA Federal Savings Bank has been hit with its third cease and desist order from the Treasury Department’s Office of the Comptroller of the Currency in the past five years for failing to correct unsafe and unsound banking practices.

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’Future-proofing’ products for safety next level of regulation under EU GPSR

2024-12-20T16:47:00+00:00By

Any product that uses AI needs to be safety assessed for its entire lifespan under new rules that went into effect recently across the EU. Experts warned companies using AI to tailor products could be classed as “manufacturers” and face the same duty of care as developed.

Financial Conduct Authority

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Criticism mounts against FCA amid growing calls for regulatory reform

2024-12-19T16:18:00+00:00By

When lawmakers slam the U.K.’s chief financial regulator as “incompetent,” it not only opens the doors for others to pile criticism on it, but it sparks a debate about how the organization can be improved–or removed.

SEC office

News Brief

Becton Dickinson pays $175M for misleading investors about flawed IV pump system

2024-12-18T18:08:00+00:00By

Becton Dickinson medical device company will pay $175 million for “repeatedly” misleading investors about its Alaris infusion pump, a product the company knew was flawed and was sold without the required patient-safety approvals, the Securities and Exchange Commission said.

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Bankrupt retailer Express avoids fine in SEC understated CEO perks case

2024-12-17T20:57:00+00:00By

The Securities and Exchange Commission charged bankrupt fashion retailer Express with failing to disclose nearly $1 million in perks to a former chief executive, but did not levy a financial penalty thanks to its cooperation, the SEC said.

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Minnesota transport company hit with sanctions violations for Cuba, Iran trade

2024-12-16T19:20:00+00:00By

A Minnesota transportation company agreed to pay nearly $258,000 to settle allegations that a subsidiaries violated sanctions against Cuba and Iran more than 80 times, the U.S. Treasury Department’s Office of Foreign Assets Control said.

McKinsey

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McKinsey & Co. to pay $650M, improve compliance over opioid advice to Purdue Pharma

2024-12-16T15:03:00+00:00By

McKinsey & Co. will pay $650 million in penalties to the U.S. Department of Justice (DOJ) to settle charges that it advised Purdue Pharma on how to “turbocharge” the sale of Oxycontin in the middle of the U.S. opioid crisis.

SEC

News Brief

SeaCrest to pay $375K to settle charges that it failed to supervise rogue adviser

2024-12-16T14:45:00+00:00By

New York-based SeaCrest Wealth Management will pay a $375,000 fine for failing to properly prevent a cherry-picking scheme perpetrated by one of its investment advisers.

SEC

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SEC fines Cantor Fitzgerald $6.75M for failing to disclose pre-IPO talks

2024-12-13T19:00:00+00:00By

Financial services firm Cantor Fitzgerald will pay a $6.75 million fine to the Securities and Exchange Commission for making misleading statements regarding two special purpose acquisition companies that it controlled.

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U.K. can’t shake reputation of being a conduit to individual, institutional money laundering

2024-12-13T14:55:00+00:00By

London has long had the dubious reputation of being the world’s money laundering capital and it looks like it’s a title it is likely to retain for some time yet.

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News Brief

SEC fines Morgan Stanley $15M to settle allegations of theft of client funds

2024-12-10T18:35:00+00:00By

A lack of supervision and internal controls at Morgan Stanley Smith Barney allowed four of its investment advisers to steal millions from customers before the behavior was detected, the SEC said in charging the firm.

McKinsey

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DOJ hits McKinsey & Co. subsidiary with $123M criminal penalty over bribes in South Africa

2024-12-06T17:31:00+00:00By

A subsidiary of McKinsey & Co. will pay nearly $123 million to the Department of Justice to settle allegations that it bribed officials in South Africa to win consulting contracts.

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Whistleblower’s defamation case reveals scope of USAA ‘coverup’

2024-12-06T12:45:00+00:00By

A defamation lawsuit filed by a whistleblower against USAA, which a Florida judge recently dismissed on a technicality, revealed in public court records an estimated 400,000 violations of the Military Lending Act by USAA Federal Savings Bank (USAA Bank), an indirect wholly owned subsidiary of USAA.

KPMG

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KPMG report on regs in 2025: Use data analytics to predict, respond to Trump administration changes

2024-12-05T15:51:00+00:00By

Regulations are sure to be rolled back under President Donald Trump, but the question is which regulations, and how much? Is your organization as prepared to respond when regulations are loosened as it was when they were tightened?

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Webcast

CPE Webcast: Navigating Contact Compliance in 2025: An Overview of Upcoming Legislation and How to Prepare

2024-12-05T14:00:00+00:00Provided by

As we approach 2025, the regulatory landscape for the Telephone Consumer Protection Act (TCPA) and Do Not Call (DNC) regulations is becoming increasingly complex. Not only are there federal laws to take into consideration, but many states also have distinct requirements that differ from federal standards.

Global sanctions

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U.K., EU enforcement regimes set to escalate, but critics question sanctions’ effectiveness

2024-12-04T16:32:00+00:00By

With a new political regime ready to take over in the U.S., the effectiveness of sanctions against malign foreign actors like Russia, North Korea, and Iran have come into question. While the European Union and U.K. have increased sanctions pressure, critics have publicly asked: Is it enough?

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Opinion

German firm Aiotec to pay $14.5M to settle Iran sanctions violation

2024-12-03T21:32:00+00:00By

German petrochemical parts supplier Aiotec agreed to pay $14.5 million to settle allegations that it engaged in a four-year conspiracy to dismantle and ship a plastics manufacturing plant owned by a U.S. company to Iran, in violation of U.S. sanctions.

SEC office

News Brief

SEC levies no fine against Kiromic BioPharma after material omissions self-disclosure

2024-12-03T17:48:00+00:00By

Kiromic BioPharma will pay no fine to the Securities and Exchange Commission after self-reporting that it failed to disclose material information about two cancer drugs to investors.

Crypto coins

News Brief

U.S. Appeals Court ruling in Tornado Cash case opens door for AML regulatory unwind

2024-12-02T22:55:00+00:00By

In striking down penalties against cryptocurrency mixer Tornado Cash for violating U.S. sanctions, a federal appeals court may have started to chip away at anti-money laundering regulations established by Democrats even before President-elect Donald Trump takes office.

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Top ethics and compliance failures of 2024

2024-11-27T15:09:00+00:00By

The biggest Compliance Fails of 2024 show the real-world consequences of noncompliance for the companies that faltered, but also for their customers and their employees.

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News Brief

FCA fines Macquarie Bank $16M for control failures that allowed fake trades

2024-11-26T19:59:00+00:00By

The U.K. Financial Conduct Authority fined the London branch of Australian-based Macquarie Bank Limited more than 13 million pounds (U.S. $16.3 million) for “serious control failures” that allowed a trader to conceal hundreds of fictitious trades over a 20-month period.