This Terms of Use document governs your use of Compliance Week (published online at www.complianceweek.com), which is a news and information service published by WCW, Inc. Your use of the site, or our receipt of your membership form, indicates your acceptance of these terms.

1. Changes to Terms of Use. We may change these terms at any time by notifying you of the change electronically, using the e-mail address we have on record for you. The changes also will appear in this document, which you can access at any time by clicking on “Terms of Use” in the lower left corner of any page on the Web site. Your use of Compliance Week after changes are made to this document means that you agree to be bound by such changes.

2. Privacy. Registration data and other information about you is subject to our Privacy Policy. If you are located outside of the United States, note that information that you provide to us is being sent to the United States. By becoming a Compliance Week member, you consent to your data being sent to the United States.

3. Fees and Payments. You agree to pay the Membership Fees and any other charges incurred in connection with your username and password for Compliance Week at the rates in effect when the charges were incurred. If you’ve elected to pay by credit card, we will bill all charges to your credit card upon receipt of membership form. All fees and charges are nonrefundable.

If you believe someone has accessed Compliance Week using your user name and password without your authorization, you must call Compliance Week at 1-888-519-9200.

If you are authorized to access Compliance Week through arrangements between your employer and us, some or all of these “Fees and Payments” terms may not apply to you. Please contact your employer for details.

4. Cancellation Policy. Upon commencement of a Membership, initiated either by phone, online, e-mail, or postal mail, there are absolutely no cancellations. No refunds of Membership Fees or any portion thereof will be given under any circumstances. With a Compliance Week free trial, you have until day 7 to cancel the auto-implemented one-year membership by emailing angela.ruggiero@complianceweek.com. After that date, you will be charged $499 and will not be refunded.

5. Renewal. If you choose “Membership – Annual Recurring Payment”, your Compliance Week Membership will automatically renew annually, at the regular published rate for 12 months. By renewing, you will have all the benefits offered to members. Compliance Week will notify you 30 days prior to renewal, stating the start date and providing email and contact information for cancellation, or other customer service issues. Please note that in order to cancel your membership we must receive your request in writing by email, or mail, prior to the start of your renewal term. Any special offers or discounts obtained upon your initial membership or any subsequent renewals may not necessarily be offered on renewal, and we reserve the right to change our membership fees.

6. Limitations on Use.

a. If single-user membership purchased, only the individual registered as the paying member may access Compliance Week using the username and password provided. If multiple-user membership purchased, all users must be employed by the same company.

b. The content available through Compliance Week is our property or the property of our licensors and is protected by copyright and other intellectual property laws. You may display or print the content available through Compliance Week for your personal, non-commercial use only.

c. You agree not to sell, publish, distribute, retransmit or otherwise provide access to the content received through Compliance Week to anyone, including your fellow employees.

d. You agree not to create abstracts from, scrape or display headlines from our content for use on another web site or service. You agree not to post any content from Compliance Week to newsgroups, mail lists or electronic bulletin boards, without our written consent. To request consent for this and other matters, please contact us.

e. You agree not to use Compliance Week for any unlawful purpose. We reserve the right to terminate or restrict your access to Compliance Week if, in our opinion, your use of Compliance Week may violate any laws, infringe upon another person’s rights or violate the terms of this Agreement. Also, we may refuse to grant you a user name that impersonates someone else, is protected by trademark or other proprietary right law, or is vulgar or otherwise offensive.

f. You agree that any document, column or other submission delivered to Compliance Week for posting or publication is original to the author; is not in the public domain; does not infringe or violate any law or the intellectual property rights of any third party; has not been published, sold, licensed, pledged or otherwise encumbered.

7. Third Party Web Sites, Services and Software. We may link to, or promote, web sites or services from other companies on Compliance Week or offer you the ability to download software from other companies. You agree that we are not responsible for, and do not control, those web sites, services and software.

YOU AGREE THAT YOUR ACCESS TO AND USE OF COMPLIANCE WEEK AND THE CONTENT AVAILABLE THROUGH COMPLIANCE WEEK IS ON AN “AS-IS”, “AS AVAILABLE” BASIS AND WE SPECIFICALLY DISCLAIM ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY REPRESENTATIONS OR WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

COMPLIANCE WEEK AND ITS SUBSIDIARIES, AFFILIATES, SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES AND LICENSORS (“WCW, INC.”) WILL NOT BE LIABLE (JOINTLY OR SEVERALLY) TO YOU OR ANY OTHER PERSON AS A RESULT OF YOUR ACCESS OR USE OF COMPLIANCE WEEK FOR INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST PROFITS, LOST SAVINGS AND LOST REVENUES (COLLECTIVELY, THE “EXCLUDED DAMAGES”), WHETHER OR NOT CHARACTERIZED IN NEGLIGENCE, TORT, CONTRACT, OR OTHER THEORY OF LIABILITY, EVEN IF ANY OF THE WCW, INC PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN ANY OF THE EXCLUDED DAMAGES, AND IRRESPECTIVE OF ANY FAILURE OF AN ESSENTIAL PURPOSE OF A LIMITED REMEDY. IF ANY APPLICABLE AUTHORITY HOLDS ANY PORTION OF THIS SECTION TO BE UNENFORCEABLE, THEN THE WCW INC. LIABILITY WILL BE LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY APPLICABLE LAW.

9. General. This Agreement contains the final and entire agreement between us regarding your use of Compliance Week and supersedes all previous and contemporaneous verbal or written negotiations, understandings, or agreements regarding your use of Compliance Week. We may discontinue or change Compliance Week, or its availability to you, at any time. This Agreement is personal to you, which means that you may not assign your rights or obligations under this Agreement to anyone. No third party is a beneficiary of this Agreement. You agree that this Agreement, as well as any and all claims arising from this Agreement will be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, United States of America applicable to contracts made entirely within Massachusetts and wholly performed in Massachusetts, without regard to any conflict or choice of law principles. The sole jurisdiction and venue for any litigation arising out of this Agreement will be an appropriate federal or state court located in Massachusetts. This Agreement will not be governed by the United Nations Convention on Contracts for the International Sale of Goods.

10. User Contributions; Online Communities & Forums; Rues, Policies & Disclaimers. The Compliance Week services may contain the ability to post content or messages or otherwise communicate with other users, including message boards, chat functionality, personal web pages or profiles, forums, and other interactive features that allow users to post, submit, publish, display, or transmit to other users or other persons or entities (hereinafter, “post”) content or materials (collectively, “User Contributions”) on or through Compliance Week. Any User Contribution you post to Compliance Week will be considered non-confidential and non-proprietary.

You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not Compliance Week or WCW, Inc., have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness. We are not responsible, or liable to any third-party, for the content or accuracy of any User Contributions posted by you or any other user of Compliance Week. User Contributions, including any messages in online communities or forums express the views of the author of the message, not necessarily the views of the Compliance Week or WCW, Inc. or any entity affiliated with the foregoing. Neither Compliance Week nor WCW, Inc. makes investment recommendations. Information posted by Users on online communities or forums should not be used as a substitute for independent research, and should not be relied on to trade or make investment, compliance, legal, regulatory, accounting or financial decisions. Occasionally, a staff member may participate in online communities and forums and in such case, we will clearly identify the participant as a Compliance Week staff member.

Neither Compliance Week nor WCW, Inc. claim ownership of any User Contribution. However, by posting a User Contribution to Compliance Week, you grant to WCW, Inc. and our distributors a worldwide, royalty-free, perpetual, non-exclusive, and fully transferable and sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display User Contributions you post, in whole or in part, throughout the world for any purpose, including commercial and promotional purposes without additional compensation or consent.

WCW, Inc. and related companies are not responsible for the accuracy, errors, or omissions of any information posted as User Contributions, including any content or links included in such User Contributions, and are not responsible for any trading or investment decisions based on such information. The U.S. Securities and Exchange Commission recognizes the growing possibility of cyberfraud. Please refer to www.sec.gov/investor/pubs/cyberfraud.htm for further information, or to the SEC’s main website at www.sec.gov or the National Association of Securities Dealers, Inc. at nasd.com.

Any personal information you post in User Contributions becomes public information. You should exercise caution when deciding to disclose any personal information. WCW, Inc. is not responsible for any events or damages arising from your disclosure of personal information in a User Contribution. You are solely responsible for your interactions with other users of Compliance Week, providers of any third-party services, or any other persons or entities with whom you interact on, through or in connection with Compliance Week. WCW, Inc. reserves the right, but has no obligation, to become involved in any way with any disputes between you and such persons or entities.

Although WCW, Inc. does not and cannot review all the messages posted and is not responsible for the content of any of these messages, WCW, Inc. reserves the right to delete any message for any or no reason whatsoever, including but not limited to excessive use of copyrighted material, using the Compliance Week for commercial purposes, or excessive self-promotion. WCW, Inc. reserves the right to determine what constitutes “excessive” related to message removal. We do not guarantee or warrant the accuracy, completeness, or usefulness of any message, and are not responsible for the contents of any message. You remain solely responsible for the content of your User Contributions, and you agree to indemnify and hold harmless WCW, Inc. and all affiliates with respect to any claim based upon transmission of your User Contributions.

11. Additional Terms and Notices. Text, photos, graphics, audio and/or video material made available from various wire services made available on Compliance Week (the “Wire Services”) shall not be published, broadcast, rewritten for broadcast or publication or redistributed directly or indirectly in any medium. Neither Wire Services materials nor any portion thereof may be stored in a computer except for personal and noncommercial use. The Wire Services will not be held liable for any delays, inaccuracies, errors or omissions therefrom or in the transmission or delivery of all or any part thereof or any damages arising from any of the foregoing.

Information gathered and displayed, including information about any individual company, governmental agency or any other organization or individual person, is available for informational purposes only and should not be construed in any form or manner as compliance, investment, regulatory, tax, accounting, or legal advice to any person. It is also expressly not intended for trading purposes or for the evaluation of any company, governmental agency or any other organization or individual person, or any particular course of action, or for any other purpose, all of which is expressly disclaimed. You should consult with professionals regarding your unique circumstances. All content presented, including third-party tools, data, and research, have been obtained or derived from sources believed to be accurate and reliable; however, [WCW, Inc. (WCW)] does not guarantee the accuracy, reliability, or suitability of any content or other information presented and such information may be incomplete, condensed, outdated, or otherwise inaccurate. WCW shall not be liable for any errors or delays in content, or for any actions taken in reliance thereon. The presence of advertising in Compliance Week does not constitute an endorsement of the advertiser or their views, products, or services.

12. Events. For information regarding terms and conditions for Compliance Week events, click here.

13. Cancellation Policy for Compliance Week. An individual or a representative organization becomes bound as a paying member after agreeing to a membership. Once a membership has been executed, regardless of whether or not the member has remitted the membership payment, all sales are final and all membership fees are due. Questions about Compliance Week’s cancellation policy should be sent to info@complianceweek.com.

Compliance Week provides general information only and does not constitute legal advice. Compliance Week links to documents published by law firms, accounting firms and other third-parties. Those documents do not reflect the views of Compliance Week.